Insurance is meant to provide security against financial devastation. When natural disaster strikes in the form of hurricane, tornado, wildfire or flood, the stakes can be extremely high. Many people find themselves under so much pressure to rebuild and return to "normal" life that they accept the first offer from their insurance company simply to settle their claims and move on. But accepting the first offer is rarely in your best financial interests.

Insurers know that if they contest claims, they may avoid making some payments and—at the very least—delay others. Delaying payment on customers' claims can make money for the insurance company, even if it eventually has to pay. The insurance company also has a strong incentive to undervalue claims. After all, every dollar less that is paid on a claim is an additional dollar saved by the insurance company.

When an insurance company fails in its commitment to pay claims promptly and fairly, the assistance of a law firm with substantial resources and extensive experience in complex litigation is invaluable. You may need a team of professionals on your side to make the insurer keep its commitment to you.

The consequences of inaction can be dramatic: If your insurance recovery is not fully maximized, it may well have negative and long-term implications for your financial well-being.

How We Work With You to Help Maximize Recoveries

If you are currently dealing with an insurance company about damage to your home, business or any other property, we are ready to step in immediately to assess your situation. Our legal team can evaluate the offer you have received from your insurance company quickly so that you can make an educated decision about whether to accept the offer or hire us to handle additional negotiations. Either way, there is no expense to you for this initial consultation.

Even if you have accepted interim or partial payments of claims from your insurance company, our team may be able to re-negotiate with your insurance provider to increase the amount of your settlement. It is not too late to start these negotiations. For no out-of-pocket expense to you, we can provide a second opinion to ensure that you received maximum and full compensation for all your losses.

Should our services be successful, you will pay a percentage of the increase in the total payments we are able to recover over and above the insurance company’s offer. We would also be reimbursed any expenses or litigation costs paid on your behalf out of the client’s portion of the recovery. If you do not recover additional money or we conclude that the insurance carriers’ offers to you are fair, there is no cost.

You have one chance to recover on the policies that you paid for; get another opinion and see if the offers you received are fair and reasonable.

Working with a team of lawyers from Baron & Budd and associated law firms together with adjusters and engineers, we will conduct the necessary investigation and determine if the insurance company treated you fairly. Unfortunately, in the past many policyholders have discovered an expensive mistake when it was too late.

NEXT STEPS
To arrange a complimentary evaluation and to find out more about our services please call 800.946.9646 or email us at stormhelp@baronbudd.com.

rssInsurance Claims Related News

December 22, 2008

Baron & Budd, P.C. Announces New Insurance Claims Practice to Aid Hurricane Victims

Dallas, TX (December 22, 2008) Dallas-based law firm Baron & Budd, P.C., recently named to the National Law Journal’s “Plaintiff’s Hot List,” announced today the creation of a dedicated insurance claims practice to be headed by shareholder Bruce Steckler. The practice has been established to assist home and business owners in negotiating property insurance claims initially related to Hurricane Ike in the firm’s home state of Texas and Hurricane Gustav in Louisiana. Read More

December 19, 2008

Hurricane victims allege toxic exposures in FEMA trailers

A federal district judge has been asked to certify a class made up of hurricane victims allegedly exposed to formaldehyde while living in FEMA trailers. Formadehyde is a preservative that used in construction materials. Read More

December 9, 2008

Residents of Ringgold, Texas settle with Oncor over fire

One hundred and five families have settled with Oncor Electric Delivery Co. (formerly TXU) over damages from a fire on New Years Day three years ago that swept through the town of Ringgold, Texas and northern Montague County. Read More